Associate Services

We are happy to refer you to an associate provider if needed.

Heart and Home Mortgages cannot be responsible for any advice provided by a third party.

Bridging Loans

You may need a temporary loan when bridging the gap between buying and selling

A bridging loan or bridge loan is a short-term loan given to 'bridge the gap' between buying a new house and selling your previous house.

Bridging loans can also be useful when used as a short term loan to help you buy a property at auction, when money is needed immediately, as you may not have sold your current property yet.

Some Bridging Finance is not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Wills and Estate Planning

Preserve your wealth for future generations by securing your family's financial future after your death or incapacity.

Before making a will, it is important to consider the value of your estate both now and in the future. Estate planning is straightforward and will help you plan what you wish to include in your will. Completion of the process will enable you to calculate the estimated Inheritance Tax liability arising when each of you dies. This knowledge will enable both of you to plan the terms of your wills so that you achieve a sensible balance between the practical needs and tax saving.

Will writing is not part of the Openwork offering and is offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Will writing is not regulated by the Financial Conduct Authority.